In general usage, a financial plan can be a budget, a plan for spending and saving future income. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan can also be an investment plan, which allocates savings to various assets or projects expected to produce future income, such as a new business or product line, shares in an existing business, or real estate.
In business, a financial plan can refer to the three primary financial statements (balance sheet, income statement, and cash flow statement) created within a business plan. Financial forecast or financial plan can also refer to an annual projection of income and expenses for a company, division or department. A financial plan can also be an estimation of cash needs and a decision on how to raise the cash, such as through borrowing or issuing additional shares in a company.
While a financial plan refers to estimating future income, expenses and assets, a financing plan or finance plan usually refers to the means by which cash will be acquired to cover future expenses, for instance through earning, borrowing or using saved cash.
Hi, I want to offer a personal financial planning service for young families, covering analysis of present financial condition, budgeting, investme...
Okay this is going to sound a little pathetic, but here goes: I am 23, my fiance is 25, we have 2 kids, 6 and 3. We had to move into his parents house...
are there any free websites where i could get help with financial planning..you know like budgeting money to pay bills ang buy needed things and so on...
What are the factors need to consider to start financial planning? What are percentage ratings of each factors for monthly personal financial budget?
I am looking for help !!! Setting up a budget to obtain finanical freedom. Anyone have any suggestions? Dont want to pay a lot of money for it, but ...
Is there a magazine, newspaper, or website that is best for those wanting to manage their own financial planning. Not just stock investing, but managi...
Hi, I want to offer a personal financial planning service for young families, covering analysis of present financial condition, budgeting, investme...
I need to learn how to manage my money better and was hoping someone could tell me about any sites. Thanks
plz explain thouroughly if not give me a site where i can find this info
I monitor 25 partner organization's grants, prepare financial statement and reports for donors, multi-year budget preparation and budgetory control an...
Enumerate various features like financial accounting, budgeting, tax calculation, security and scope of customization in detail for any commercial acc...
I am planning to move out for my first time and I would like to know about how much do I need to have saved in order to live without worrying?
Hi, I want to offer a personal financial planning service for young families, covering analysis of present financial condition, budgeting, investme...
I am now working as a paraplanner in Australia. However, my husband is working in China and I really want to be with him. But I do not want to give up...
People need financial planning at every stage of their lives, whether it be debt reduction, buying a house or a car, marriage, divorce, and the bigges...
As a manager of a financial planning business you have two financial planner. In an hour, Phil can produce either one financial statement or answer 1...
What is good financial planning software that can be used in confuction with dave ramsey plan (microsoft money) or something that is very good
I want to know about the operating budget and performance budgeting in hospital or Emergency Department setting, including definition, examples, and e...
it has to do with how budgeting and effective performance ehance the smooth runing of a small business in developing country
Why does a human services agency need to know this information?
d to know this information?
I need an easy budgeting plan to help me keep track of my earnings and spendings. I think I have pictured it being time-consuming and difficult to kee...
I'm a SAHM in my mid 20's. Is there some kind of job I can do? I love working with figures. Thanks!!
I've heard some horror stories about people not making enough to live off of. Currently we don't make much at all about 1000 a month and we have two ...
In other words, how much of my income should be left over after installment payments.......vehicles, mortgage payments, etc.?? for savings? Wanting to...
We are a family of three (2 adults,1 toddler, baby on the way) living on one military income. We are trying to evaluate our monthly budget so we can s...
Anyone able to recommend good free household budgeting software. Ideally just something to track expenses, financial planning etc. Thanks for any re...
How could the number of children in a family exert pressure on the parents to determine household spending? I am looking for answers which might be co...
Ideally just something to track expenses, financial planning etc. Thanks for any replies.
I am struggling financially with raising my two children on my own after my husband left. I work four days a week and receive Centrelink and Child Su...
I know that this is a ridiculous question but I just cannot seem to stick to my budget. Any advice would be helpful!
I want to make the most of my wages.Where can I get the best advice for this?
I am not in debt but my money is gone every month. How can I find out where all my money is going? I need help.
i need serious money teachings. i thought i was okay at it, but bearly holding my haed above water isn't okay, is it? lol. Thanks people
I am learning to live on my own...I am a college student...I was wondering if anyone had any advice or tips as how to budget money...like for rent, bi...
I am searching for free excel file kind of calculator that is free to download from web site.
So, I just want to be sure I can afford this move. Pretty sure I can, but just want a caculator as back-up for the hubby. :-)
hey pips .. i want a web site where it can give you average budget for traveling depending on your destination? i have tried to brows but no luck...
What's a good page that has both a monthly budget calculator and a savings calculator to find out how much needs to be set aside each month to reach a...
Can anyone recommend a very simple easy to use home budget planner that I could download and use free of charge? Nothing fancy or to dramatic, just e...
any suggestions on how to make a budget planner for me customized just the way i want it??? Any free website that would give me that type of option!!?...
i am trying to find a budget planner for free or even just the layout so I can figure out my budget any ideas?
Do you have any suggestions on a good, simple to use online tool that can help me balance my budget? Quickens.com asks too many personal questions.. ...
Help! Ive tried loads but cant seem to find an easy to follow non- american straight forward plan. Ive tried to print off the 'Martin Lewis' one which...
I'm a new graduate with a new job and i want to get a good start by managing my finances like paying off my bills. I need some help!
I am trying to save for a car and I would like to know if anyone has information on where I can find a good expense budget sheet that I can use to tai...
I need to find an excell budgeting sheet that I can put in the numbers and it does the totelling for me! microsoft cant validate my excell. I need th...
My budget sheet consists of two sheets, the anticipated budget with an acutal column, and a check register worksheet that has a drop down list that wi...
I am trying to set a family budget, home, auto etc and would like to be able to have a spreadsheet to get started...Thanks
i need costs for legal fees, telephone costs including internet, utility fees, paper supplies, office expenses, ect for a fictitious restaurant for a ...